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An analysis of the extent to the most important risk that international banks face in cross-border operations is political risk. Only about 37 percent of federal student loan borrowers between and managed to make timely payments without postponing payments or becoming delinquent.
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Keep me logged in. Don't have a Forum account? Have a Forum account? Search Post reply Subscribe to thread. Student loans company "sold debt" to Thesis Servicing Ltd 4th Oct 08 at Looking elsewhere on this board, this group seems to be a bunch of rather heavy-handed debt collectors who like to "shake the tree" by bombarding debtors with Letters and Voicemails.
Has anyone else had this happen to them? Any experience with Link? Users saying Thanks 1. Says here Can I defer my repayments? Each year, the government establishes an income threshold, below which student loan repayments can be deferred by repeated one-year periods. If you would like to apply for or renew your deferment, please contact us on Income change Should, at any time, your income drop below the threshold income level established for loan repayments by the Government and you wish to apply to defer your payments, please contact us on If you are unable to make your repayments as a result of a change in circumstance, please call us on to discuss the situation in more detail.
So if you are worried why not give them a call. Users saying Thanks 3. Whilst LINK Financial has been involved in the student loans business in an administrative function since , the launch of Thesis Servicing coincides with the assumption of full day-to-day operational responsibilities and the transfer of , customers. Last edited by p1an0player; at I've had one of these letters too, as well as a joint letter.
From what I can gather, the SLC are just selling off some of their loans due to volume they have - although I can't quite work out why they've only sold one of mine and not the other 2!!!
As long as it's not more hassle for me changing the DD etc which it doesn't look like there will be as thesis have confirmed amounts and changes etc then I'm not too concerned Proud to be dealing with my debts DFW Nerd: I've seen no such letter. On the 10th the SLC took their usual amount, and then today Link Financial, whom I had never heard of, took some as well. I'll be calling them and the SLC tomorrow to ask what the game is, but can anyone give me some more information? There are currently no thanks for this post.
Hello peeps - in case anyone still needs any more info on the sale of loans to Thesis - link here. Jakg View public profile Send private message Find more posts View all thanked posts. If that is the case, you need to contact the SLC but also talk to your payroll department as the amount you pay each month should be calculated by them possibly automatically from your tax code , it is possible they have made an error.
EG the month I get my bonus, they take a whacking great load of SLC, because it is always based on your monthly pay. But at the end of the tax year I could get the overpayment paid back, based on my yearly pay. You can claim back any overpayments at the end of the tax year if you want to.
For me, normally two direct debit payments are taken per month. Last month both were taken by Link Financial. This month only one has been taken, by Thesis. Not sure what's going on. Look out there's a debt company about. Just a warning - my loan got "sold on" about three years ago I graduated in Keep an eye on them!
The loan companies don't want you to repay, so that they can accrue lots of lovely interest on your loan. They appeared to have reduced my monthly payment without me requesting that. I've just had my first run in with them today I came home to two voicemail messages telling me I had to ring back a company and quote a reference number, even though I couldn't even make out the name of the firm they were quoting!
When I called back to check, they wanted personal details for security clearance, which I refused until I knew who they were. Apparently they were unable to tell me anything other than the company name - wouldn't even tell me what they did!
I only found out by checking online before I called back again. I informed her I've already made a lump sum payment to Student Loans to cover the full amount and she said that because they've only bought one of my loans,?! I'm absolutely livid about this - not only am I annoyed that I wasn't even informed of the sale of my loan, but I'm now going to have to find money I simply don't have and I'm also concerned my credit record will have been tarnished through no fault of my own.
Does anyone know what I can do to sort this out - is it possible to insist my loan go back to Student Loans?! I thought they were bad, but they seem to be the lesser of two evils Awesam View public profile Send private message Find more posts View all thanked posts.
Hi Just received a phones message to call them back, but haven't yet! Has anyone else had experience on how to deal with them? Tassotti View public profile Send private message Find more posts View all thanked posts.
Thesis Servicing is a trading style of Link Financial Outsourcing Limited, a company registered in England with registered number and having its registered office at Camelford House, 89 Albert Embankment, London, SE1 7TP, which is the administrator of these loans and which is authorised and regulated by the Financial Conduct Authority number
thesis services loans was a very good piece and maybe Ill post about it today Alion April 09, pm Thanks for the comments, all Rose - cheers for spotting the typo, and Daniel, cheers for fixing.
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